That’s right. If you haven’t reached your financial goals, it’s not your fault.

You see, when it comes to getting financial advice, you were sold a fake bill of goods.

You were told that if you worked hard, saved your money, and invested in stocks, bonds, and mutual funds, you’d be able to retire comfortably.

But if you sit down and do the math, the truth becomes painfully clear: if you’re only earning 5% or 6% per year on stocks and bonds, a comfortable retirement will likely be out of reach

(in fact, as you’ll see here, we’re telling all of our clients about these 4 letters that could mean the difference between you enjoying a safe, prosperous retirement… Or ending up financially crippled and struggling to make ends meet).

So maybe you try to “speculate” a bit. Maybe you buy some single stocks on your own, or you try to trade options.

But as you’ve probably learned, this rarely works out the way you were hoping it to.

The thing is, if you look at how professional investors like pension plans and hedge funds manage their money, you’ll quickly realize something:

Their investment strategy isn’t about “day-trading” stocks or trading risky options…

They’re able to consistently grow their portfolios — in good markets and bad — because they take an entirely different approach to investing.

What is this approach?

To explain, let me tell you about a report published by CNBC. It was called, “The Best Retirement Investment You Can’t Have.”

As the report revealed, “There’s an easy way to nearly double the equity return that your 401(k) is generating.” It went on to say that, “Time and again [this investment] has proven that it’s the single-best asset class.”

Unfortunately for you, this investment has been reserved exclusively for professional investors. As the CNBC report took pains to point out, investors like you “just can’t have it.”

But what if you could have it? What if you could get access to the same asset class as professional investors?

And what if you could use this investment to double the returns you’re getting in your 401(k), in your IRA, and in your trading account?

In fact, what if this investment could return far more than that — what if it could help you turn a small $500 stake into a six-figure windfall (without risking a DIME in the stocks market)?

Click here to see how that’s possible.

To explain more, let me reveal the investment CNBC is referring to:

It’s referring to Private Equity — in other words, private investments that don’t trade on a public stock exchange like the NYSE or the Nasdaq.

For more than 80 years, such investments were off-limits to all but the wealthiest individuals and institutions (until now).

But thanks to a new set of laws known as H.R. Bill 3606 — or, as it’s more commonly known, “The JOBS Act” — that’s all changed.

Because of The JOBS Act, you now have access to the most profitable asset class in history.

Simply put, the private equity markets are now open to everyone — regardless of their income or net worth.

These investment opportunities include everything from real estate to fine art. But most importantly, they include early-stage technology startups.

Because of these opportunities, you’re no longer forced to settle for the mediocre returns of the stock market, or the close to 0% returns on savings accounts or bonds.

Furthermore, you no longer have to rely on complex trading strategies, or betting the farm on speculative penny stocks.

Now you can invest the same way the professionals do. You can invest in high-growth companies before they go public — before most investors even know they exist.

And in doing so, you can give yourself the chance to more than double your returns… and finally get your retirement plan back on track.

There were two main inspirations for the creation of The JOBS Act:

1. Job Growth — Most new jobs in the U.S. are created by small businesses. So, by making it easier for small businesses to raise capital, the government hoped more businesses would get started, and more jobs would be created.

2. Crowdfunding — An online trend called crowdfunding recently emerged. On websites like Kickstarter, entrepreneurs solicit “donations” for their projects — for example, a new toy, video game, or film. Those who donate receive a free version of the product when it ships, or an exclusive screening of a new film. This is known as “rewards-based crowdfunding” because contributors receive a reward for their financial support.

The downside with rewards-based crowdfunding is that, if these projects become billion-dollar enterprises, the initial backers won’t receive any of the upside. Not a penny.

A perfect example of this happened with a company called Oculus VR. Two years after raising capital on Kickstarter, Facebook acquired Oculus for $2 billion. Its founder became extraordinarily wealthy, but Kickstarter’s backers didn’t get a cent.

The JOBS Act aims to remedy this with a concept known as “equity crowdfunding.”

With equity crowdfunding, financial contributors receive equity — i.e., an actual ownership stake in the businesses they back. So if a business becomes the next Oculus (or Microsoft or Google), early backers receive their share of the gains.

But in order to make this happen, 83 years of securities laws had to be rolled back. You see, in the wake of The Great Depression, everyday citizens were legally prohibited from investing in privately-held securities.

Only wealthy “accredited investors” were allowed to invest in private deals. And to be considered accredited, you needed to earn more than $200,000 per year, or have a net worth greater than $1 million.

But with the passage of The JOBS Act, all that changed. Now all citizens, regardless of their income or net worth, are able to invest in high-growth early-stage startups. We’ve even published a full presentation on how regular, individual investors like can begin investing in these opportunities today.

You see, according to research firm ThinkAdvisor, the five most profitable investments of all time came from the private markets.

Makes sense. After all, at one time, companies like eBay, Facebook, and Coca-Cola were private startups. And the investors who had the foresight to get in early made fortunes.

Facebook’s first investor, for example — a man named Peter Thiel — made 2,000 times his money when Facebook went public (click here to meet several others who have earned life-changing returns with startups).

Or consider my friend and business partner, Howard Lindzon. As Howard recently shared with me, he made 400 times his money on just one of his latest private investments. That’s enough to turn every $1,000 into nearly half a million dollars.

And to be clear, early-stage investors like Peter and Howard didn’t simply “get lucky.” They didn’t pick one or two deals and “hit the lottery.”

Instead, they used a system — a reliable process for identifying winner after winner.